3 Most Important

What are the three most important things when qualifying for a mortgage?

In any mortgage there are three main issues that help me as a lender determine your ability to qualify for a new mortgage.

JOB

• What is your job history for the last 24 months
• How are you paid?
• Do you make enough money monthly to make your mortgage payment?

MONEY

Where is your money for down payment coming from or is there equity in the home for a refinance?

• Savings
• Gift money
• Down payment assistance?

CREDIT

What is my credit score and does my credit history allow me to qualify for a new mortgage?

• Credit Score
• Total amount of debt / liabilities
• Payment history

Everything we need to get you qualified for a loan is under one of these three categories. Call today for a game plan that fits your situation!