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I get it—applying for a home loan can feel daunting, time-consuming, and downright overwhelming. That’s why, for over 30 years, I've helped thousands of homebuyers by simplifying and streamlining the loan application and approval process.
First let's understand the difference.
A pre-qualification is a general review of your qualifications, think if it like a test drive. I can tell you everything looks great but I have't reviewed all of the pertinent documentation.
Once we talk I will gather your information and review all aspects of your loan scenario. You’ll be equipped with a full pre-approval before you start shopping, giving you confidence and a competitive edge.
Sellers will know you’re serious and fully prepared to make an offer.
Unlike a pre-qualification—where no credit check or documentation is verified, a full pre-approval ensures you know exactly what you can afford.
Imagine falling in love with a home, only to find out later it’s outside your price range. Or worse, getting under contract, paying for inspections and appraisals, only to discover your loan won’t be approved.
In 2023 alone, 5% of homebuyers—247,500 families—saw their dream homes fall out of contract because their loans didn’t get approved.
Don’t let this happen to you.
You deserve to shop with confidence and clarity, and a pre-approval that aligns with your goals. I'm here to make the process fast, easy, and hassle-free.
I'm Rob The Mortgage Coach, let’s create a game plan that works for you!
